Gemini vs Microsoft Copilot
Gemini: Gemini is Google's AI assistant for chatting, research, writing and image and video creation, connected to Google apps. Google AI plans add higher usage limits, more models, Flow credits and cloud storage.
Microsoft Copilot: Microsoft Copilot is an AI assistant that helps create content, find information, summarize documents and emails, and analyze data. Paid Microsoft 365 plans bring Copilot into Word, Excel, PowerPoint, Outlook and Teams, with higher AI usage.
Free plan
- Gemini: $0 with a Google Account: Gemini 3.6 Flash with varying access to 3.1 Pro, image generation and editing, Deep Research, Gemini Live, Canvas, Gems, Gemini Notebook, limited Google Flow access and 15 GB storage.
- Microsoft Copilot: Copilot chat is free to try. Microsoft's plan comparison says paid plans give 'higher than free' usage, but the free plan's exact limits are not listed.
Paid plans
- Gemini: Google AI Plus $4.99/month, Google AI Pro $19.99/month, Google AI Ultra (5x) $99.99/month, Google AI Ultra (20x) $199.99/month
- Microsoft Copilot: Microsoft 365 Personal $9.99/month, Microsoft 365 Family $12.99/month, Microsoft 365 Premium $19.99/month, Microsoft 365 Pro $99.99/month
Platforms
- Gemini: Web, iOS, Android, API
- Microsoft Copilot: Web, Windows, macOS, iOS, Android
Developer API
- Gemini: Yes
- Microsoft Copilot: No
Sources
Checked on the vendors' websites: Gemini on 2026-10-06, Microsoft Copilot on 2026-10-06.
- https://gemini.google/us/subscriptions/?hl=en
- https://one.google.com/about/google-ai-plans/
- https://gemini.google/us/about/?hl=en
- https://ai.google.dev/gemini-api/docs
- https://www.microsoft.com/en-us/copilot/pricing/individuals
- https://www.microsoft.com/en-us/copilot/solutions/individuals
- https://www.microsoft.com/en-us/microsoft-365/buy/compare-all-microsoft-365-products
- https://www.microsoft.com/en-us/microsoft-365/p/microsoft-365-premium/cfq7ttc11z3q
- https://www.microsoft.com/en-us/copilot/download-copilot-app