ChatGPT vs Microsoft Copilot
ChatGPT: ChatGPT is OpenAI's AI assistant for chatting, writing, research, image creation and coding help. It runs on the web, desktop and mobile, with paid plans adding more advanced models and higher usage.
Microsoft Copilot: Microsoft Copilot is an AI assistant that helps create content, find information, summarize documents and emails, and analyze data. Paid Microsoft 365 plans bring Copilot into Word, Excel, PowerPoint, Outlook and Teams, with higher AI usage.
Free plan
- ChatGPT: Unlimited text chats with GPT-5.6 Luna (subject to abuse guardrails), plus limited uploads, image creation, voice chats, deep research, memory and Codex access.
- Microsoft Copilot: Copilot chat is free to try. Microsoft's plan comparison says paid plans give 'higher than free' usage, but the free plan's exact limits are not listed.
Paid plans
- ChatGPT: Go Price varies by country, Plus $20/month, Pro 100 $100/month, Pro 200 $200/month, Pro 500 $500/month, Business $20/month, Enterprise Contact sales
- Microsoft Copilot: Microsoft 365 Personal $9.99/month, Microsoft 365 Family $12.99/month, Microsoft 365 Premium $19.99/month, Microsoft 365 Pro $99.99/month
Platforms
- ChatGPT: Web, iOS, Android, macOS, Windows, Chrome extension, API
- Microsoft Copilot: Web, Windows, macOS, iOS, Android
Developer API
- ChatGPT: Yes
- Microsoft Copilot: No
Sources
Checked on the vendors' websites: ChatGPT on 2026-10-06, Microsoft Copilot on 2026-10-06.
- https://chatgpt.com/pricing
- https://help.openai.com/en/articles/6950777-what-is-chatgpt-plus
- https://help.openai.com/en/articles/9793128-about-chatgpt-pro-tiers
- https://help.openai.com/en/articles/8542115-chatgpt-business-general-faq
- https://help.openai.com/en/articles/11989085-what-is-chatgpt-go
- https://chatgpt.com/download
- https://www.microsoft.com/en-us/copilot/pricing/individuals
- https://www.microsoft.com/en-us/copilot/solutions/individuals
- https://www.microsoft.com/en-us/microsoft-365/buy/compare-all-microsoft-365-products
- https://www.microsoft.com/en-us/microsoft-365/p/microsoft-365-premium/cfq7ttc11z3q
- https://www.microsoft.com/en-us/copilot/download-copilot-app